Why we’re we not told about this?

Now, spending months and months of my spare time scouring the internet looking for information based on savings and the future for my daughter Daisy-Ella was a daunting task and one I didn’t take to lightly.

I had found schemes based on the British banking system, stocks and shares initiatives even to the point of putting spare cash in to a jar each week to save up for the inevitable “daaaaadddd, can you get me a car please” or “daaaaaddd, I’m getting married”, dear god that’s a daunting one.

We’ve started saving ourselves with 2 18 year ISA’s and even got her a little bank account for the future, but the one scheme that seems to tick every box for us is Kidstart.

Kidstart is a very similar Idea to our regional Quidco, with the chance to gain cash back on everything we buy online but it doesn’t end there. Here are a few features I love;

• You can register up to 10 people on the same account – Why not add godparents and grandparents to help out?
• For savings when your are out you don’t need to show an app, give a membership card or type in a code. Register a bank card with Kidstart and you will automatically get a percentage of what you spend back into your account. It’s not as much as using be website but sometimes you just forget.
• They even offer discounts. Money back and discounts?? This site is just made for parents.
• You can add a toolbar to your internet explorer that will prompt you EVERYTIME you go on a site that can earn you something back for your child.

Two types of savings

First we have the percentage savings and cash back;

You can take advantage from the low 2% BabiesRus offers to the awesome 15% on all EBay purchases made or how about 7% on your o2 phone bill that has been racking up since the baby was here?

Now to the cash incentives and I’ll just highlight some of the best ones:

1. How about getting £50 from your Virgin Media bill in Kidstart savings?
2. Or how does £60 from Vodafone sound?
3. what about breakdown cover for your family car? The guys at RAC give you £35 back in Kidstart savings

Now this all my seem to good to be true but oh dear are you wrong. This is one of the best schemes I have ever seen to help parents save for the future. Taking 2 seconds to press a few buttons to save up seems like a breeze compared to everything else I have seen out there.

Whilst sitting around the internet I found a few people try to outline what they can save for their child as an average family and it seems very pleasant.

The average seem to unwind at around £800-£1200 per year and over 18 years? £14,400 – £21,600 and that’s university living costs sorted then or how about the cost for your child between education to go and travel the world safely? And to add to this imagine the savings your grandparents, parents and god parents are saving for our Daisy-Ella.

The limit works in the same way as an ISA and from what I can understand locks out at around £4000 a year.

So wait wait, hold on a minute, in 18 years you can theoretically save £72000 for your child..

Well that’s the deposit for a mortgage sorted too

I’d like to point out I am in no way affiliated with Kidstart and I am not making anything from this (unless there’s a referral scheme, omg is there? too much sugar)

So I’ve been rabbling on for to long now.. I think it’s your turn to take the plunge and see what you can save for your children. Like I said there are many schemes and initiatives out there available for your child’s future, but this one just seems right for us. We are’ t out of pocket by even a penny and our child could be secure for life.

So go check out Kidstart – and breathe

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